Primary vs Secondary Market:

Primary Market	Buy directly from developer. Usually off-plan. Flexible payment plans, lower entry prices, higher appreciation potential.
Secondary Market	Buy from existing owner. Ready property. Immediate possession, instant rental income, physical inspection possible.

Off-Plan vs Ready:

Off-Plan	Under construction. Lower prices. Flexible payment plans. Higher appreciation potential. Protected by DLD escrow regulations.
Ready	Completed. Immediate possession. Instant rental income. No construction risk. Clear visibility of build quality.

The Buying Process:

• Step 1: Choose the right property — budget, type, objective, location. Work with a RERA-registered broker with valid BRN number.
• Step 2: Expression of Interest (EOI) — for new launches, submit EOI for priority access. Deposit usually refundable.
• Step 3: Unit Booking — pay 10–20% down payment + 4% DLD fee. Booking documents signed.
• Step 4: Sign the SPA — legally binding Sales and Purchase Agreement. Includes payment schedule, completion timeline, obligations.
• Step 5: Escrow Protection — all payments held in DLD-regulated escrow. Developer can only withdraw per verified construction progress.
• Step 6: Oqood Registration — interim ownership registered under your name via the Oqood system. Confirms legal ownership.
• Step 7: Handover & Title Deed — on completion, property handed over and official Title Deed issued by DLD.

Costs & Charges:

DLD Registration Fee	4% of property price
Trustee Office Transfer Fee	Approx. AED 5,250
Admin Charges	AED 500 – AED 1,500 (varies by developer)
Broker Commission	2% (mainly secondary market)
Mortgage Registration	0.25% of loan + AED 290 (if applicable)

Annual Service Charges:

Townhouses / Villa Communities	AED 3 – AED 4 per sq ft per year
Standard Apartment Buildings	AED 12 – AED 18 per sq ft per year
Premium Luxury Developments	AED 25 – AED 35 per sq ft per year

Dubai REST App:

The official Dubai REST app allows owners to verify ownership, approve Ejari contracts digitally, approve Form F/Contract F for resale, check project status, access the RERA rental index, and manage all property documents from a phone.

Golden Visa Summary (with link to full Golden Visa page):

Investors owning property worth AED 2M+ may qualify for a 10-year UAE Golden Visa. For full details connect with us.

Resale Forms at a Glance:

Form A	Seller + listing broker agreement. Authorises broker to market the property.
Form B	Buyer + buyer’s broker agreement.
Form F (MOU)	Legally binding agreement between buyer and seller. Includes price, terms, timeline, deposit.

NOC from Developer:

Before ownership transfer, developer issues a No Objection Certificate (NOC) confirming no outstanding payments or service charges. Ready property: seller must clear all dues. Off-plan: seller typically must have paid 30–45% before resale is permitted.

Choosing the Right Project & Location:

Buying the cheapest property is not always the best strategy. Well-designed communities by reputable developers deliver: higher construction quality, better community planning, premium amenities, stronger tenant demand, better resale value. The goal is to buy the right project — not just the cheapest one.